What is Installment Plan (IPP)?

IPP is a repayment scheme that allows you to use your credit card to purchase our products and pay in equal installments over a set period. Each installment is calculated by dividing the purchase amount by the installment period evenly with 0% interest. If there is a remainder, the remaining sum is added to the last installment. You must pay the full amount of each installment on or before the payment due date as stated in your card statement.

Bank Tenure (Months) Minimum Amount (RM)
AEON Credit 6 RM500
12 RM1,000
18 RM2,000
Maybank, CIMB Bank, Public Bank, Affin Bank, AmBank, Citibank, HSBC, RHB Bank, OCBC, Standard Chartered, BSN, Alliance 6 RM500
12 RM1,000
24 RM2,000

Frequently Asked Questions

While direct IPP (Installment Payment Plan) via the online payment gateway is not supported, but you can still enjoy our online deals with Installment Plan by following these simple steps: 1. Select "Offline Installment Pay" as your payment method during checkout. 2. Visit the nearest showroom to complete your payment using a supported credit card. Our team will assist you with your order and set up the IPP in-store.

IPP for Ashley Furniture HomeStore East Malaysia is applicable for credit cards (Visa & Mastercard) only.

Yes, a minimum purchase of RM500 (for 6-month IPP) and RM2,000 (for 24-month IPP) is required - either a single product or a combination of products totaling RM500 or more.

No, there are no processing or additional fees. You only have to pay the total transaction value.

Once your order is submitted, the payment method cannot be changed directly. However, if you've selected "Offline Installment Pay" and have not yet completed the payment at our showroom, you may request to void the order by contacting us at 016-288 8450.

Once the payment has been approved by your credit card issuer, the transaction will be processed immediately.

No, IPP is only applicable for credit cards.

Contact us to learn more.

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